Yes, we use several trusted institutions to try to get you the best rates/terms.
Lenders look for a 575 score or higher for competitive financing, but will finance lower scores. (Certain conditions apply)
Your credit will determine what down payment that you will need. It can be any where from $0 down with excellent credit and up to 35% down with very bad credit.
Yes, if you own land it is possible to use that land as part or all of your down payment. (Certain conditions apply)
Yes, we offer a military discount (active or retired) and also discounts for repeat customers.
We will CONSIDER trade in homes as long as they are in decent condition. (Certain conditions apply)
Yes, we carry some used/repo homes. The financing terms are not as good with a new home though.
Yes (Certain conditions apply)
There are many factors to determining the rate: credit score, down payment amount, job history, type of loan, type of home, etc. The rate can be as low as 5.99% and up to 11.99%. (Certain conditions apply)
Monday - Friday 8:30am-5:30pm and Saturday 9:00am-2:00pm
We do close a few days for major holidays as we are all family here.